Health Insurance
Health Insurance
Health policy refers to decisions, plans, and actions that are undertaken to achieve specific health care goals within a society. An explicit health policy can achieve several things: it defines a vision for the future which in turn helps to establish targets and points of reference for the short and medium term. It outlines priorities and the expected roles of different groups; and it builds consensus and informs people. Health insurance is an insurance that covers the whole or a part of the risk of a person incurring medical expenses, spreading the risk over a large number of persons.
Critical Illness Insurance
Critical illness insurance policy covers the insured against life-threatening critical illnesses such as cancer, heart attack, renal failure etc. This Insurance policy provides coverage in the form of a lump sum at the time of diagnosis of a covered illness.
WHY NEED THIS INSURANCE PLAN
37 Critical Illnesses that are covered
- Cancer
- Kidney Failure
- COMA
- Major Burns
- Brain Surgery
- Blindness
- Major Burns
- Goodpasture’s Syndrome
- Deafness
- Total Loss of Speech
- Major Head Trauma
- Apallic Syndrome
- Aplastic Anaemia
- Systemic Lupus Erythematosis
- Bacterial Meningitis
- Multiple System Atrophy
- Progressive Scleroderma
- Open Chest CABG
- Major Organ/Bone Marrow Transplant
- Encephalitis
- Blindness
- Aorta Graft Surgery
- Open Heart Replacement or Repair of Heart Valve
- Pneumonectomy
- Pulmonary Artery Graft Surgery
- Primary Parkinson’s Disease
- Alzheimer’s Disease
- Motor Neuron Disease with Permanent Symptoms
- Stroke resulting in Permanent Symptoms
- Permanent Paralysis of Limbs
- Primary Pulmonary Arterial Hypertension
- Benign Brain Tumour [resulting in permanent neurological symptoms]
- Cardiomyopathy
- End stage Lung Disease
- Brain Surgery
- Progressive Supranuclear Palsy
- Creutzfeldt-Jakob Disease (CJD)
